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WirePayToday.net Reviews #### Why are Payday loans popular?
They are popular for a number of reasons such as:
o Credit checks are not required. The personal check that you make payable to the lender acts as security.
o Approval is quick. If all the necessary documents are submitted, your loan application maybe approved in minutes.
o The paperwork involved is simple. Generally one or two documents would suffice which explains the loan process and your obligations.
o The repayment process is without hassles. The check submitted as security is encashed on the next payday by the lender. You could extend the loan to subsequent paydays for a fee. However this is very expensive.
o Easy availability. Payday loans are particularly appropriate for emergency situations provided the amount required is small and one is willing to bear the high cost of the loan.
In summary, payday loans might be a viable option if you need cash and need it fast. You still should be careful who you are working with to obtain your loan. If you don’t need money right away, there is probably a better solution for you.